Investment Manager

About us 

Fair4All Finance has been founded to support the financial wellbeing of the most vulnerable groups in society by increasing access to fair, affordable and appropriate financial products and services.

Through increasing access to and the use of fair financial products and services we will help people in vulnerable circumstances to meet their day to day financial needs, absorb shocks and smooth incomes.  

Our vision  is  of a society where  the  long-term  financial wellbeing  of  all people  is supported by a fair and  accessible  financial  sector. 

Our mission  is to increase the  financial  resilience  of  people  in  vulnerable circumstances by providing  access to fair, affordable  and  appropriate financial  products and services. 

Many people on low incomes and with low financial resilience have little access to mainstream financial services, which largely focus on serving those with predictable lives and incomes. We are focussed specifically on supporting the development of a scaled and sustainable market to deliver financial products and services that enable people in vulnerable circumstances to overcome shocks, enrich their lives and enable them to pursue opportunities.    

Overall role purpose 

This is an exciting opportunity to join a dynamic and fast-paced team with a mission of transforming the provision of financial services for people in vulnerable circumstances. At Fair4All Finance we are developing equity, debt and grant funds to allow us to deliver blended finance to promote sustainable growth of affordable credit providers delivering fair and affordable products and services that improve the financial resilience and wellbeing of people in vulnerable circumstances. We are looking for someone who shares our passion to improve people’s lives through establishing financing tailored specifically for this sector to enable it to scale sustainably.   As part of a small team, we’re looking for someone as comfortable meeting with senior teams at mainstream banks as they are rolling up their sleeves to deliver on the day to day mechanics of investments. We are looking for an enthusiastic, proactive and driven investment professional to conduct or coordinate financial due diligence on some of our planned equity and debt investments into affordable credit providers, to manage a small portfolio of existing grant and equity investments, and to support other aspects of the investment workstream. The role will involve working closely with the Investment Director.     

Main responsibilities 

Working closely with the Investment Director and other members of the wider team, the role-holder will:  

  • Coordinate and/or conduct due diligence on potential grant, debt and equity investments into affordable credit providers, and other investment opportunities as may arise – including establishing and maintaining excellent client relationships and making clear and evidenced recommendations to the investment committee 

  • Support the execution of investments, ensuring social purpose is clearly represented in the negotiation of legal documents   

  • Manage a small portfolio of existing grant, debt and equity investments – establishing and maintaining excellent, trusting client relationships, with regular monitoring of financial and social impact performance. This may include holding observer roles on investee boards 

  • Support the development of a best-in-class investment reporting process which is transparent, proportionate and useful to investees; support the production of regular investment committee reports and an annual impact report 

  • Lead on strategically important investment projects which may include supporting mergers within the affordable credit sector or due diligence on mainstream providers. 

Person Specification 

Essential experience and capabilities include:   

  • Strong investment background, to include detailed strategic analysis, financial modelling and decision making, from the private, social or public sector  

  • Deal execution capability including evidence of negotiating legal documents  

  • Good understanding of the interventions and investments that are appropriate to support the scaling up of small lenders  

  • Evidence of strong oral and written communication skills and self assurance working alongside senior stakeholders 

Desirable experience and capabilities include:   

  •  Experience of making impact investments into social enterprises  

Personal characteristics:  

  • Passion for our mission to increase the financial resilience of people in vulnerable circumstances  

  • Able to deal with complexity and uncertainty and work under your own initiative   

  • Be great at building relationships at all levels  

  • Enjoy innovative and experimental ways of team working; enjoys working in a small team 

  • Seek continued learning and development 

Qualifications:   

  • Evidence of strength in numeracy and business understanding   

  • Desirable but not essential: accounting or equivalent relevant investment qualification  

Role posted - 2020-07-10T13:42:55Z 2:42pm, 10th Jul 2020 BST