Fair4All Finance has been founded to support the financial wellbeing of the most vulnerable groups in society by increasing access to fair, affordable and appropriate financial products and services.
Through increasing access to and the use of fair financial products and services we will help people in vulnerable circumstances to meet their day to day financial needs, absorb shocks and smooth incomes.
Our vision is of a society where the long-term financial wellbeing of all people is supported by a fair and accessible financial sector.
Our mission is to increase the financial resilience of people in vulnerable circumstances by providing access to fair, affordable and appropriate financial products and services.
Many people on low incomes and with low financial resilience have little access to mainstream financial services, which largely focus on serving those with predictable lives and incomes. We are focussed specifically on supporting the development of a scaled and sustainable market to deliver financial products and services that enable people in vulnerable circumstances to overcome shocks, enrich their lives and enable them to pursue opportunities.
Overall role purpose
This is an exciting opportunity to join a dynamic and fast-paced team with a mission of transforming the provision of financial services for people in vulnerable circumstances. At Fair4All Finance we are developing equity, debt and grant funds to allow us to deliver blended finance to promote sustainable growth of affordable credit providers delivering fair and affordable products and services that improve the financial resilience and wellbeing of people in vulnerable circumstances. We are looking for someone who shares our passion to improve people’s lives through establishing financing tailored specifically for this sector to enable it to scale sustainably. As part of a small team, we’re looking for someone as comfortable meeting with senior teams at mainstream banks as they are rolling up their sleeves to deliver on the day to day mechanics of investments. We are looking for an enthusiastic, proactive and driven investment professional to conduct or coordinate financial due diligence on some of our planned equity and debt investments into affordable credit providers, to manage a small portfolio of existing grant and equity investments, and to support other aspects of the investment workstream. The role will involve working closely with the Investment Director.
Working closely with the Investment Director and other members of the wider team, the role-holder will:
Coordinate and/or conduct due diligence on potential grant, debt and equity investments into affordable credit providers, and other investment opportunities as may arise – including establishing and maintaining excellent client relationships and making clear and evidenced recommendations to the investment committee
Manage a small portfolio of existing grant, debt and equity investments – establishing and maintaining excellent, trusting client relationships, with regular monitoring of financial and social impact performance. This may include holding observer roles on investee boards
Essential experience and capabilities include:
Strong investment background, to include detailed strategic analysis, financial modelling and decision making, from the private, social or public sector
Deal execution capability including evidence of negotiating legal documents
Good understanding of the interventions and investments that are appropriate to support the scaling up of small lenders
Evidence of strong oral and written communication skills and self assurance working alongside senior stakeholders
Desirable experience and capabilities include:
Passion for our mission to increase the financial resilience of people in vulnerable circumstances
Able to deal with complexity and uncertainty and work under your own initiative
Be great at building relationships at all levels
Enjoy innovative and experimental ways of team working; enjoys working in a small team
Seek continued learning and development