We’re looking for an amazing Head of Compliance

Compliance at Habito is a little different from other places you might have worked at before. Here, we'll ask you to think beyond 'how it's always been done' and continuously look for ways to adapt your craft and make compliance understandable for everyone. It's fast-paced and varied, and you'll always have the chance to try something new.

We’re looking for a Head of Compliance who has experience leading and managing a compliance team in a regulated business - ideally in the mortgage or financial services industry; has maintained, improved and overseen firm wide compliance initiatives and has technical knowledge across a wide range of compliance areas - like compliance monitoring, conduct risk, TCF, SMCR and FCA reporting.  

Habito is making it easier than ever to get a mortgage, with cutting-edge technology and a straightforward service that puts customers in control. This is an exciting opportunity to take on a leadership role in the business, impacting performance by keeping people inspired, leading change where needed and keeping us honest against the legislative and regulatory obligations that apply to us.

Reporting to the VP Compliance & Operational Risk, you’ll join our fast-moving second line Risk & Compliance team, bringing your insight and experience to own our compliance framework, enhance the risk and compliance culture and deliver clear and integrated solutions that enable Habito to perform at its best. 

At Habito you’ll lead a team of Compliance Officers to deliver and monitor compliance requirements across the business, and have early involvement in the design and delivery of new products and services to make sure that regulatory matters are considered, internal compliance policies, standards and requirements are met and compliance advice is given along the way. 

Through your reporting to 1st and 2nd line Risk & Compliance Committees you'll keep Habito’s Senior Leadership Team up to date on the compliance and regulatory landscape, relevant risks, recommendations and remediation plans, and be responsible for our compliance strategy and frameworks. 

More about what you’ll do:

• Working alongside the VP Compliance & Operational Risk you’ll evolve and execute Habito’s group compliance strategy and framework, and provide guidance and direction to the wider Habito team. 

• Be responsible for the oversight of our 1st line of defence and own the 2nd line of defence compliance controls.

• Set and deliver against the Compliance Monitoring Plan (CMP), constantly reviewing outputs and adapting the CMP based on findings and risks associated.

• Lead, review and submit our regulatory reporting.

• Monitor, report and challenge the effectiveness of compliance controls, keeping an eye out for incidents and issues that are raised so they can be appropriately managed.

• Give technical advice and guidance to all Habito departmental teams, using your excellent communication and interpersonal skills to influence and inform others. 

• Ensure Habito’s compliance with regulatory obligations, taking a commercial and practical approach to risk-based challenges and offering appropriate solutions.

• Lead the reporting of compliance activity and management information, you’ll be a key member and contributor at our Risk & Compliance committees.

• Be responsible for our conduct and compliance policies, making sure they’re always up to date and compliant with regulations.

• Manage a high performing team and set individual responsibilities, ensuring effective performance management, coaching and development.

• Communicate. Manage expectations with multiple stakeholders (it’s an art) and get people around the business excited about compliance.

• Be proactive. Stay on top of industry and regulatory trends to find new opportunities.

• Deputise for the VP Compliance & Operational Risk when required.

The benefits

• Competitive salary and share options

• Flexible holiday

• Enhanced maternity & paternity leave

• Free healthcare and life assurance

• Career development, coaching and training

• Contributory pension scheme

• Cycle to Work Scheme

More about Habito

You shouldn’t have to go through hell to get a mortgage. That’s why we built Habito.

We use breakthrough technology and top tier experts to deliver the most personalised, fast and convenient way to get a mortgage today. All for free.

We don’t stop at mortgages, either. Together we’re building whole new ways of buying and owning your home. At Habito, you’ll be a vital part of that future.

We want to hear from everyone

The creative brilliance and ingenuity at Habito wouldn’t be possible without a diverse team bringing different perspectives, experience and skills together.

If you feel you can do the job, we’d like to hear from you, no matter what your background or qualifications.

We want to foster a culture where everybody feels included, heard, and equal – regardless of age, disability, gender, marital or parental status, race, religion or belief, sex or sexual orientation.

Habito is proud to be a certified B Corp.